Effective Date: 30th of August, 2024

At Luka Finance, we prioritize your privacy and the security of your personal data. This privacy policy explains how we collect, use, share, and protect information through our platform and mobile application.

1. Information We Collect

When you use Luka Finance, we may collect the following types of information:

• Personal Information: This includes your name, email address, phone number, bank account details, employer information, and salary details.

• Financial Data: We may access your earned wages and other relevant payroll data to process your early wage withdrawals.

• Device Information: This includes device type, operating system, IP address, and mobile network information.

• Usage Data: Data about how you interact with our app, including clicks, navigation, and transaction history.

2. How We Use Your Information

We use the information collected to:

• Facilitate early access to your earned wages.

• Verify your identity and ensure secure transactions.

• Communicate updates, promotions, and important information regarding your account or the platform.

• Improve our services by analysing user behaviour and app performance.

3. Data Sharing and Third-Party Access

We may share your data with third-party service providers to support Luka Finance’s services, including: